/* Credit Global — modern static recreation */
:root {
  --navy: #0b2a4a;
  --navy-deep: #071e36;
  --blue: #2ea3f2;
  --blue-dark: #1a7fc0;
  --teal: #7ebec5;
  --ink: #1a2332;
  --muted: #5a6577;
  --line: #e4e9f0;
  --bg: #f7f9fc;
  --white: #ffffff;
  --radius: 12px;
  --shadow: 0 12px 40px rgba(11, 42, 74, 0.08);
  --font: "Source Sans 3", "Segoe UI", system-ui, sans-serif;
  --display: "DM Sans", "Source Sans 3", system-ui, sans-serif;
  --max: 1120px;
}
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font);
  color: var(--ink);
  background: var(--white);
  line-height: 1.65;
  font-size: 1.05rem;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--blue-dark); text-decoration-thickness: 1px; text-underline-offset: 3px; }
a:hover { color: var(--navy); }
.skip-link {
  position: absolute; left: -9999px;
}
.skip-link:focus {
  left: 1rem; top: 1rem; z-index: 1000; padding: .5rem 1rem;
  background: var(--navy); color: #fff; border-radius: 6px;
}
.container { width: min(100% - 2.5rem, var(--max)); margin-inline: auto; }
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255,255,255,.92);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid transparent;
  transition: border-color .2s, box-shadow .2s;
}
.site-header.is-scrolled {
  border-bottom-color: var(--line);
  box-shadow: 0 4px 24px rgba(11,42,74,.06);
}
.header-inner {
  display: flex; align-items: center; justify-content: space-between;
  gap: 1rem; min-height: 72px;
}
.brand {
  display: flex; align-items: center; gap: .75rem;
  text-decoration: none; color: var(--navy); font-weight: 700;
  font-family: var(--display); letter-spacing: -.02em;
}
.brand img { height: 36px; width: auto; }
.brand__text { font-size: 1.15rem; }
.brand__text span { color: var(--blue); font-weight: 600; }
.nav { display: flex; align-items: center; gap: .15rem; flex-wrap: wrap; }
.nav a {
  text-decoration: none; color: var(--ink); font-weight: 600; font-size: .92rem;
  padding: .55rem .7rem; border-radius: 8px;
}
.nav a:hover, .nav a[aria-current="page"] { background: var(--bg); color: var(--navy); }
.nav .cta {
  background: var(--navy); color: #fff !important; margin-left: .35rem;
  padding: .6rem 1rem;
}
.nav .cta:hover { background: var(--blue-dark); }
.nav-toggle {
  display: none; border: 1px solid var(--line); background: #fff;
  border-radius: 8px; padding: .55rem .8rem; font-weight: 700; color: var(--navy);
}
@media (max-width: 920px) {
  .nav-toggle { display: inline-flex; }
  .nav {
    display: none; position: absolute; left: 0; right: 0; top: 72px;
    background: #fff; border-bottom: 1px solid var(--line);
    flex-direction: column; align-items: stretch; padding: .75rem 1.25rem 1.25rem;
    box-shadow: var(--shadow);
  }
  .nav.is-open { display: flex; }
  .nav .cta { margin-left: 0; text-align: center; }
}
.hero {
  background:
    radial-gradient(ellipse 80% 60% at 90% 10%, rgba(46,163,242,.22), transparent 55%),
    linear-gradient(160deg, var(--navy-deep) 0%, var(--navy) 55%, #123a5f 100%);
  color: #fff; padding: 5.5rem 0 4.5rem; position: relative; overflow: hidden;
}
.hero .container { position: relative; z-index: 1; }
.eyebrow {
  display: inline-block; font-size: .78rem; font-weight: 700; letter-spacing: .12em;
  text-transform: uppercase; color: var(--teal); margin-bottom: 1rem;
}
.hero h1 {
  font-family: var(--display); font-size: clamp(2.2rem, 5vw, 3.4rem);
  line-height: 1.12; letter-spacing: -.03em; margin: 0 0 1rem; max-width: 16ch;
  font-weight: 700;
}
.hero .lede { font-size: 1.2rem; max-width: 38rem; color: rgba(255,255,255,.88); margin: 0 0 1.75rem; }
.btn-row { display: flex; flex-wrap: wrap; gap: .75rem; }
.btn {
  display: inline-flex; align-items: center; justify-content: center;
  font-weight: 700; font-size: .95rem; border-radius: 999px;
  padding: .85rem 1.35rem; text-decoration: none; border: 2px solid transparent;
  transition: transform .15s, background .15s, color .15s, border-color .15s;
  cursor: pointer; font-family: inherit;
}
.btn:hover { transform: translateY(-1px); }
.btn-primary { background: var(--blue); color: #fff; }
.btn-primary:hover { background: #4bb4f7; color: #fff; }
.btn-ghost { background: transparent; color: #fff; border-color: rgba(255,255,255,.35); }
.btn-ghost:hover { border-color: #fff; color: #fff; }
.btn-outline { background: #fff; color: var(--navy); border-color: var(--navy); }
.btn-outline:hover { background: var(--navy); color: #fff; }
.btn-solid { background: var(--navy); color: #fff; border: none; }
.btn-solid:hover { background: var(--blue-dark); color: #fff; }
.trust-bar {
  background: var(--navy-deep); color: rgba(255,255,255,.8);
  padding: 1rem 0; font-size: .92rem; font-weight: 600; letter-spacing: .04em;
  text-align: center; border-top: 1px solid rgba(255,255,255,.08);
}
.trust-bar strong { color: #fff; margin: 0 .35rem; }
.section { padding: 4.5rem 0; }
.section-alt { background: var(--bg); }
.section-navy { background: var(--navy); color: #fff; }
.section-navy a { color: var(--teal); }
.section-head { max-width: 40rem; margin-bottom: 2.5rem; }
.section-head h2 {
  font-family: var(--display); font-size: clamp(1.7rem, 3vw, 2.35rem);
  letter-spacing: -.02em; margin: 0 0 .75rem; line-height: 1.2; color: var(--navy);
}
.section-navy .section-head h2 { color: #fff; }
.section-head p { margin: 0; color: var(--muted); font-size: 1.08rem; }
.section-navy .section-head p { color: rgba(255,255,255,.78); }
.pillars { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.25rem; }
@media (max-width: 800px) { .pillars { grid-template-columns: 1fr; } }
.pillar {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  padding: 1.75rem; box-shadow: var(--shadow);
  display: flex; flex-direction: column; gap: .75rem;
}
.pillar__icon {
  width: 48px; height: 48px; border-radius: 12px;
  background: linear-gradient(135deg, rgba(46,163,242,.15), rgba(126,190,197,.25));
  display: grid; place-items: center; color: var(--navy); font-weight: 800; font-size: 1.1rem;
}
.pillar h3 { margin: 0; font-family: var(--display); font-size: 1.25rem; color: var(--navy); }
.pillar p { margin: 0; color: var(--muted); flex: 1; }
.pillar .link { font-weight: 700; text-decoration: none; color: var(--blue-dark); }
.services-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1rem; }
@media (max-width: 960px) { .services-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .services-grid { grid-template-columns: 1fr; } }
.service-card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  padding: 1.35rem 1.25rem; transition: border-color .15s, box-shadow .15s;
}
.service-card:hover { border-color: rgba(46,163,242,.45); box-shadow: var(--shadow); }
.service-card h3 {
  margin: 0 0 .5rem; font-size: .95rem; letter-spacing: .04em;
  text-transform: uppercase; color: var(--navy); font-family: var(--display);
}
.service-card p { margin: 0; color: var(--muted); font-size: .95rem; }
.industries { display: flex; flex-wrap: wrap; gap: .55rem; }
.industries span {
  background: #fff; border: 1px solid var(--line); border-radius: 999px;
  padding: .45rem .9rem; font-size: .88rem; font-weight: 600; color: var(--navy);
}
.quote {
  background: #fff; border-left: 4px solid var(--blue); border-radius: 0 var(--radius) var(--radius) 0;
  padding: 1.75rem 2rem; box-shadow: var(--shadow); max-width: 44rem;
}
.quote p { margin: 0 0 1rem; font-size: 1.15rem; font-style: italic; color: var(--ink); }
.quote cite { font-style: normal; font-weight: 700; color: var(--muted); }
.page-hero {
  background: linear-gradient(160deg, var(--navy-deep), var(--navy));
  color: #fff; padding: 3.5rem 0 3rem;
}
.page-hero h1 {
  font-family: var(--display); font-size: clamp(1.9rem, 4vw, 2.75rem);
  margin: 0 0 .75rem; letter-spacing: -.02em; line-height: 1.15;
}
.page-hero p { margin: 0; max-width: 40rem; color: rgba(255,255,255,.85); font-size: 1.1rem; }
.page-hero a { color: var(--teal); }
.prose { max-width: 48rem; }
.prose h2, .prose h3 { font-family: var(--display); color: var(--navy); letter-spacing: -.01em; }
.prose h2 { margin-top: 2rem; }
.prose p, .prose li { color: var(--ink); }
.prose ul { padding-left: 1.2rem; }
.legal { font-size: .95rem; }
.legal h2 { font-size: 1.25rem; }
.split {
  display: grid; grid-template-columns: 1.1fr .9fr; gap: 2.5rem; align-items: start;
}
@media (max-width: 860px) { .split { grid-template-columns: 1fr; } }
.card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  padding: 1.75rem; box-shadow: var(--shadow);
}
.card h3 { margin-top: 0; font-family: var(--display); color: var(--navy); }
.checklist { list-style: none; padding: 0; margin: 0; }
.checklist li {
  padding: .55rem 0 .55rem 1.7rem; position: relative; border-bottom: 1px solid var(--line);
  color: var(--ink);
}
.checklist li:last-child { border-bottom: 0; }
.checklist li::before {
  content: ""; position: absolute; left: 0; top: .85rem;
  width: 10px; height: 10px; border-radius: 50%; background: var(--blue);
}
.stats { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; }
@media (max-width: 700px) { .stats { grid-template-columns: 1fr; } }
.stat {
  background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.12);
  border-radius: var(--radius); padding: 1.25rem;
}
.stat strong { display: block; font-size: 1.5rem; color: #fff; font-family: var(--display); }
.stat span { color: rgba(255,255,255,.75); font-size: .92rem; }
.form { display: grid; gap: 1rem; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
@media (max-width: 600px) { .form-row { grid-template-columns: 1fr; } }
label { display: grid; gap: .35rem; font-weight: 600; font-size: .9rem; color: var(--navy); }
input, select, textarea {
  font: inherit; padding: .75rem .9rem; border: 1px solid var(--line);
  border-radius: 8px; background: #fff; color: var(--ink);
}
input:focus, select:focus, textarea:focus {
  outline: 2px solid rgba(46,163,242,.35); border-color: var(--blue);
}
textarea { min-height: 120px; resize: vertical; }
.form-note { font-size: .9rem; color: var(--muted); margin: 0; }
.form-success {
  display: none; background: #e8f7ee; border: 1px solid #b7e4c7; color: #1b4332;
  padding: 1rem 1.25rem; border-radius: 8px; font-weight: 600;
}
.form-success.is-visible { display: block; }
.cta-band {
  background: linear-gradient(135deg, rgba(46,163,242,.15), transparent), var(--bg);
  border-top: 1px solid var(--line); border-bottom: 1px solid var(--line);
  padding: 3.5rem 0; text-align: center;
}
.cta-band h2 {
  font-family: var(--display); margin: 0 0 .75rem; color: var(--navy);
  font-size: clamp(1.6rem, 3vw, 2.1rem);
}
.cta-band p { margin: 0 auto 1.5rem; max-width: 36rem; color: var(--muted); }
.site-footer {
  background: var(--navy-deep); color: rgba(255,255,255,.78); padding: 3.5rem 0 2rem;
}
.footer-grid {
  display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 2rem; margin-bottom: 2.5rem;
}
@media (max-width: 800px) { .footer-grid { grid-template-columns: 1fr; } }
.site-footer h3 {
  color: #fff; font-family: var(--display); font-size: 1rem; margin: 0 0 1rem;
  letter-spacing: .04em; text-transform: uppercase;
}
.site-footer a { color: rgba(255,255,255,.78); text-decoration: none; }
.site-footer a:hover { color: #fff; }
.footer-links { list-style: none; padding: 0; margin: 0; display: grid; gap: .45rem; }
.footer-brand { font-weight: 700; color: #fff; font-family: var(--display); font-size: 1.15rem; margin-bottom: .5rem; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.1); padding-top: 1.25rem;
  display: flex; flex-wrap: wrap; gap: 1rem; justify-content: space-between;
  font-size: .88rem;
}
.badge {
  display: inline-block; background: rgba(46,163,242,.15); color: var(--blue);
  font-size: .75rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase;
  padding: .3rem .55rem; border-radius: 6px; margin-bottom: .75rem;
}
.coming-soon {
  display: inline-flex; align-items: center; gap: .5rem;
  background: rgba(46,163,242,.12); color: var(--navy); font-weight: 700;
  padding: .4rem .8rem; border-radius: 999px; font-size: .85rem; margin-bottom: 1rem;
}